Independent Rating Agency · EuropeFounding members 2026

The independent cyber regulatory risk rating agency

Independent ratings that transform cybersecurity regulatory risk into decision-grade risk signals

Built on ISO 27001, NIS2 and DORA

Get your initial score. Upgrade to a verified rating.

3
frameworks
NIS2 · DORA · ISO 27001
FR-Aaa→FR-Caa
rating scale
standardised
15+yrs
rating expertise
(Fitch Ratings, EIU)
FR Risk Rating
Verified · June 2026
FR-A
74,2%
+8,4 pts / 90j

Sample Finnovia rating (Founding Member)

CaaBaBaaAAaAaa
NIS2
FR-A
ISO 27001
FR-Aa
DORA
FR-Baa

Weighted aggregate score across 3 frameworks — high quality, low risk.

// The Problem //

Regulatory risk is complex.
Understanding it shouldn't be.

Organisations across Europe face increasing regulatory pressure under NIS2, DORA and ISO 27001, yet lack a clear, comparable view of their cybersecurity regulatory risk exposure.

Fragmented assessments provide no consistent view of risk

Results cannot be compared across organisations or suppliers

Self-declared data lacks credibility and auditability

No clear, decision-grade view of cybersecurity regulatory risk

// The Solution //

From compliance to regulatory risk clarity

Self-assessments show intent.
Independent ratings provide evidence.

Finnovia Ratings transform fragmented data and assessments into a single, standardised and auditable view of regulatory risk.

A single rating replaces disconnected approaches and delivers a clear, comparable and decision-grade risk signal. One standard. One score. Trusted across Europe.

Start your assessment

Get your initial score. Upgrade to a verified rating.

// How it works //

Know Your Rating. Prove It. Improve It.

1
~30 min · gratuit

Establish your initial regulatory risk rating

Complete your compliance assessment online in minutes. Select the regulations that apply, ISO 27001, NIS2 Directive or DORA, and receive your initial regulatory risk score. A detailed gap analysis highlights what must be improved to meet regulatory requirements, reduce exposure, and avoid potential penalties. Track your progress anytime from your dashboard.

NIS2 · Assessment
Cybersecurity Risk Management
Question 12 / 34

Has the organisation deployed multi-factor authentication (MFA) on all privileged access?

Reference: NIS2 art. 21 §2(d) — Risk management measures
Ecosystem
Your suppliers
6 invited
SO
Softair Solutions
Hosting · NIS2
FR-Aa · 82%
DT
DataTrust SAS
Data processing · ISO 27001
FR-Baa · 68%
CL
CloudLink Europe
SaaS · invitation sent
Pending
6 suppliers · 2 assessed · 4 pending
2
Supplier module

Invite your suppliers. Build your regulatory risk rating

Your supply chain introduces risks you may not see. Invite your suppliers to complete their own assessment and generate their regulatory risk rating. Gain visibility across your entire vendor ecosystem, monitor ratings in real time, and identify weak links before they become liabilities.

3
Verified by an analyst

Get your verified regulatory risk rating

A Finnovia analyst reviews your responses control by control and assigns your official Finnovia Risk Rating (FR Rating). Unlike self-declared scores, this is a verified, independently assessed rating, formally certified and published on the Finnovia platform. Share your rating with clients, partners, and regulators as trusted proof of your regulatory risk posture.

Verified FR Rating
📜 Certificate published
FR-A
74.2%
Reviewed control by control
Validated by the Finnovia panel
Published on finnovia-solutions.com
Shareable with regulators & clients
Issued on June 12, 2026 · Analyst F. MartinDownload PDF →
FR-A rating · published June 2026
Quarterly trend · NIS2
↗ Q2 rise
Jan 16Feb 15Mar 15Apr 16
Q2 review · NIS2 trend → ↗ rise
Rating unchanged FR-A · next review Q3 2026
Supplier DataTrust · ↘ downward trend confirmed
Rating maintained FR-Baa · monitoring recommended
4
Quarterly trend

Track your rating trend, without the noise of day-to-day changes

Monitor your regulatory risk rating continuously from a single dashboard. Receive alerts when your rating — or your suppliers' ratings — changes, and stay aligned with regulatory thresholds. Use built-in analytics to anticipate risks, support decision-making, and generate board-ready compliance reports in one click.

Start your assessment

Get your initial score. Upgrade to a verified rating.

// Why Ratings //

Why Finnovia Ratings

Before Finnovia

Questionnaires were built for a different era. Today, they fail to measure regulatory risk.

Every organisation asks different questions. Every supplier answers the same ones repeatedly. Nothing is standardised. Nothing is comparable.

Client A questionnaire · 142 questionsExcel · v3
Client B questionnaire · 87 questionsWord · v1
Client C questionnaire · 211 questionsPDF · v2
…and every quarter, it starts again

Self-assessments are internal declarations. Regulatory risk requires independent validation.

With FinnoviaOne rating. Reusable.

Finnovia Ratings replace fragmented questionnaires with a single independent, auditable rating.

FR Risk Rating
FR-A
74.2%
Verified · June 12, 2026
  • Comparable across organisations
  • Reusable across clients
  • Recognised by regulators

From answers to evidence. From compliance to risk.

// Augmented intelligence //

AI in service of analysis,
never above the analyst.

Finnovia leverages artificial intelligence to strengthen three critical steps of the assessment process, without ever replacing the human judgement of our certified analysts.

Response consistency

Automatic detection of contradictions between questions and across frameworks before validation. The analyst receives a prioritised list of points to investigate.

Score plausibility

Automatic comparison of the declared score with organisations of similar profile (size, sector, country). Statistically significant gaps are flagged to the analyst.

Rating calibration

Rating suggestion weighted by uploaded evidence and sector history. The analyst remains the sole decision-maker — AI provides a documented third opinion.

All verified Finnovia ratings are validated by a certified human analyst.

AI is an assistance tool, never an automation tool. No rating is issued without documented human review.

// The Difference //

Finnovia Verified Ratings vs Self-Assessment

Self-assessments give you a score. Finnovia Ratings give you a verified, publishable credential validated by a Finnovia analyst and recognised across Europe.

Criterion
Self-assessment
Verified FR Rating
Independent validation
Control-by-control review
Standardised scale Aaa→Caa
Publishable on finnovia-solutions.com
Shareable with clients & regulators
Instant internal score
Included in
Discovery
Included in
Founding Member

// Who is it For? //

Cybersecurity regulatory risk across the compliance chain

Finnovia Ratings bring clarity to cybersecurity regulatory risk across organisations, suppliers and regulators.

Organisations

Demonstrate and manage your cybersecurity regulatory risk with a verified, independent rating.

Procurement & Compliance

Understand and compare supplier cybersecurity regulatory risk with one standardised, comparable view — no more repetitive questionnaires.

Regulators & Auditors

Access a clear, auditable view of cybersecurity regulatory risk and compliance maturity across ISO 27001, NIS2 and DORA.

// Platform Value //

One platform.
One rating.
Continuous Visibility.

  • Measure your cybersecurity regulatory risk instantly
  • Track your rating across ISO 27001, NIS2 and DORA
  • Identify gaps and prioritise actions
  • Monitor supplier regulatory risk across your ecosystem
  • Share a verified rating with clients, partners and regulators
Dashboard
Bonjour · Finnovia Solutions
Founding Member
FR Risk Rating
FR-A74,2%
↗ +6,1 pts / 30j
Couverture
2/3 frameworks
NIS2FR-A
74% · ↗ +6
ISO 27001FR-Aa
82% · ↗ +3
DORAIn progress
12/34 questions
+2,7 ptsStrengthen MFA, encryption, network segmentationFR-Baa → FR-A
Suppliers · 6 invited2 assessed · 4 pending
SO
DT
EU
PT
+2

// Trust & Positioning //

Independent by design

Finnovia Solutions operates as an independent cybersecurity regulatory risk rating agency.

Finnovia · Charter 2026
INDEPENDENT AGENCY
No advisory · No conflicts

Analyst / commercial separation

No conflict of interest between analysis and sales. Ethical walls in place.

Transparent methodology

Standardised, public, auditable. No black box.

Evidence-based ratings

Based on evidence and official regulatory frameworks.

Continuous updates

Reflecting evolving risk and NIS2, DORA, ISO 27001 frameworks.

Fitch RatingsEconomist Intelligence Unit

15+ years of rating expertise

Founders' pedigree in credit and sovereign risk markets

About us →
Founding members 2026 · Limited places

Know your rating.
Prove it. Improve it.

Start your free assessment and get your first Finnovia score in under 30 minutes. Then upgrade to a verified rating to make it publishable.

No card required · Initial score in 30 min · Verified rating from Founding Member